What do I say to a collection agency?
What should my dispute letter say?
If I am disputing an inquiry, what should I include?
What about a medical collection? Or a charge-off?
Here are over 100 dispute letter templates for you to personalize to set your Credit on FIyah!!!
Course curriculum
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01
How to Dispute
Show Content- How to Write a Dispute Letter
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02
Personal Data
Show Content- Personal Data Dispute Letter Templates
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03
Credit Bureau Letters
Show Content- Dispute Letter Templates to Send to Credit Bureaus
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04
Sample Verbiage
Show Content- General Disputes Verbiage
- 2nd Round of Disputes - General Rule of Thumb
- Collection Agencies - Sample Dispute Letter Verbiage
- Method of Verification (MOV) - Dispute Verbiage Examples
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05
Sample 6-Round Dispute Process - Credit Bureaus
Show Content- Round 1
- Round 2
- Round 3
- Round 4
- Round 5
- Round 6
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06
Collections
Show Content- Collection Dispute Letter Templates
- Collection reporting as owed after bankruptcy discharge
- Collection Validation: Bankruptcy
- Zombie Debt - Letter to AG Office
- Mistakenly Paid Already
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07
Public Records
Show Content- Send This If the Credit Bureau Says Courthouse Verified Your Public Record (Not applicable to child support agencies)
- Judgment reporting after bankruptcy discharge
- Judgment Proof
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08
Inquiries
Show Content- Inquiry Dispute Letter - To Credit Bureau
- Inquiry Dispute Letter - To Credit Bureau
- Inquiry Dispute Letter - To Creditor
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09
Repossession
Show Content- REPOSSESSION DEFICIENCY DISPUTE
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10
Debt Settlement - Pay 2 Delete
Show Content- Agreement to Settle Debt in Exchange for Deletion - Liquidated Damages Provision
- Validation w/Settlement Request
- Pay 2 Delete Letter
- Acceptance of Terms of Verbal Offer
- Settle A Debt
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11
TeleCheck, EWS, ChexSystems Dispute Letter Templates
Show Content- Dispute Letter Templates (Word)
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12
Original Creditor Letters
Show Content- Send to remove Authorized User account from credit report.
- Dispute late payments and inaccuracies on BK accounts
- Charge Off Verification
- Charge Off Verification: Paid
- Light, easy Goodwill
- Late Payments - 30 days past due ONE time
- Late Payments - 60+ days past due
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13
Mortgage Disputes
Show Content- Mortgage Foreclosure Disputes
- Mortgage Late Payment Disputes
- Mortgage Foreclosure -- Limited/No Response
- Notice to Creditors/Agency of filing complaints with CFPB (Customize based on your situation)
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14
609 Dispute Letters
Show Content- 609 Dispute Letter Package
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About the instructor
Netiva "The Frugal CrediTnista"
Financial Educator, Realtor, Certified Credit Counselor
[email protected]