This course will walk you through How to Fire Your Collections once and for all!

You'll learn:

  • How to Deal with Debt Collectors Over the Phone
  • How to Respond to A Debt Collector Letter
  • How to Negotiate A Settlement on A Collection Account
  • My Complete Disputing Process - from Beginning to End
  • How to Spot Violations
  • And More!

Course curriculum

  • 01
    Fire Your Collections: Introduction
    Show Content
    • Welcome!
    • Remember...
    • Live Kickoff Call (Replay)
  • 02
    Fire Your Collections: Know Your Rights!
    Show Content
    • Fire Your Collections - Workbook
    • Knowing Your Rights Breed Confidence
    • Types of Collectors Covered by the FDCPA
    • Prohibited Practices
    • "Dunning" Letter Requirements
    • Attorney Collecting on A Debt? Same Rule Applies
    • Record Everything!
    • Recording Telephone Calls
    • Don't Succumb to Threats!
    • DON'T EVER TRUST A DEBT COLLECTOR!
  • 03
    Quiz Time!
    Show Content
    • Test Your Knowledge - Fire Your Collections!
  • 04
    Book to Purchase for this Lesson
    Show Content
    • Stop Hiding!
  • 05
    Summary of My 10 Rules
    Show Content
    • 10 Rules to Dealing with Debt Collectors
    • Note to Sole Proprietor Business Owners
  • 06
    How Did You Find Out About the Collection?
    Show Content
    • I Found Out Via A Telephone Call
    • ~ Acknowledging the Debt
    • ~ Stopping Telephone Calls: Cease & Desist Letter
    • I Found Out Via A Collection Letter
    • How Did You Find Out About the Collection: My Credit Reports
  • 07
    Quiz Time!
    Show Content
    • Test Your Knowledge - How Did I Find Out About the Collection?
  • 08
    Fire Your Collections: Dispute Process
    Show Content
    • Summary of Dispute Process
    • Fire Your Collections - Action Guide
  • 09
    Fire Your Collections: Step-by-Step Dispute Process
    Show Content
    • Step One: Know Who You're Up Against
    • Step Two: Check SOL
    • Step Three: Review Credit Reports
    • Step Four: Send A Dispute Letter
    • Wait
    • Step Five: Review Your Results
    • Step 6: 2nd Round - Credit Bureaus
    • Step 6: 2nd Round - Collection Agency
    • Step 6 Tips
    • Wait
    • Step 7A: Review Responses + Plan! - Credit Bureaus
    • Step 7A: Review Responses + Plan! - Collection Agencies
    • Step 7B: Debt Was Fully Validated
    • ~ Advanced Collection Disputing Tactics
    • Your Next Steps
  • 10
    Paying A Collection
    Show Content
    • ~ Minor Impact on Scores
    • ~ What Types of Debts You Can Settle
    • 10 Steps to Paying A Debt Collector
    • Paying Collections
    • Paying A Debt Collector - Tips & Talking Points
    • Settle IN FULL - What to Look Out For
    • Restrictively Endorsed Checks
    • Tax Consequences
    • Pay-To-Delete Tips with Sample Dispute Letters
    • Summary - Paying A Collection
    • Companies that Offer Pay for Delete
  • 11
    Quiz Time!
    Show Content
    • Test Your Knowledge - Paying A Collection
  • 12
    Live Q & A Replays
    Show Content
    • Live Q & A Replay - Session 1
    • Live Q & A Replay - Session 2
    • Live Q & A Replay - Session 3
  • 13
    UPDATES TO FAIR DEBT COLLECTION PRACTICES ACT
    Show Content
    • Changes to the FDCPA that You Need to Know! w/Netiva
    • Collection Agencies Can Now Send You UNLIMITED DMs, Texts, Emails
    • New 2021 Debt Collection Laws Now in Effect

What's included?

  • 7 Videos

  • 3 Quizzes

  • 40 Texts

  • 4 PDFs

  • About the instructor

    Netiva, The Frugal CrediTnista, is a financial educator, specializing in helping others realize the power of leveraging their personal credit to build wealth.For over 10 years, her firm, MNH FInancial Services, LLC, teaches people across the country, how to Master their Money, Destroy their Debts, & Soar their Credit Scores.Having overcome half a million dollars in debt herself, she recognizes the importance of providing her students and clients with factual informaiton that they can begin implementing immediately to transform their lives.Her mission is to help 10,000 people this year to save more money, increase their net worth, and transfer the faces of ownership in communities across the country starting with learning, building and leveraging her student's credit scores, by practicing healthy financial habits.She is living proof that a temporary financial situation, does not determine our financial destination.

    Netiva "The Frugal CrediTnista"

    Financial Educator, Realtor, Certified Credit Counselor

    Netiva